What documents do I need to apply?
Typically, you'll need proof of identity (Passport/Driver's License), proof of address (Utility Bill), and proof of income (Bank Statements/Salary Slips). The exact requirements may vary depending on the loan type.
How long does the approval process take?
For personal loans, approval can happen in as little as 24 hours. Home and business loans may take 3-7 working days for verification and processing.
Can I prepay my loan?
Yes, most of our loan products allow prepayment. Some may carry a small prepayment penalty, while others allow it for free after a certain period.
Does checking my eligibility affect my credit score?
No, checking your eligibility with us is a "soft inquiry" and does not impact your credit score. Only when you formally apply does a hard inquiry occur.
What are the interest rates offered?
Our loan interest rates start as low as 7.6% p.a., depending on your credit profile and the type of loan you are applying for.
Is collateral required for all loans?
No, Personal Loans and Business Overdrafts typically do not require collateral. However, Home Loans and Loans Against Property are secured loans that require collateral.
What loan tenures are available?
We offer flexible repayment tenures ranging from 1 year to 30 years, allowing you to choose an EMI plan that fits your budget.
Agent Frequently Asked Questions
How can I become a loan agent?
Simply click on the "Become an Agent" link in our footer, fill out the registration form, and upload the required compliance documents. Once approved, you can start submitting loan applications.
When do I get my commission?
Commissions are processed monthly and deposited directly into your registered bank account after the successful disbursal of the loans you referred.